54 ways insurers try to pay less. One team that knows how.

Truck accident claims in California involve federal FMCSA regulations, multiple liable parties (driver, trucking company, cargo loader), and high policy limits. You generally have two years to sue (CCP § 335.1), but trucking logs and black-box data are destroyed quickly. Preserve evidence immediately and consult a lawyer right away.

If a delivery van, box truck, work truck, shuttle, or company vehicle injured you in California, the driver's employer may be legally responsible, and commercial policies often carry higher limits than personal ones. You generally have two years to sue (CCP § 335.1). Preserve evidence early and avoid giving recorded statements.

If a delivery van, box truck, or gig delivery driver hurt you in California, the driver, the delivery company, a delivery service partner, a platform, or the vehicle's owner may be responsible. An independent-contractor label is not decisive, because courts look at who actually controlled the work, and several insurance policies may apply.

Bus operators that carry people for a fee generally owe passengers the utmost care. If the bus belongs to a public agency, such as a transit authority or school district, California generally requires a written government claim within six months before you can sue. Private bus and charter claims usually follow the ordinary two-year injury deadline.

If a driver who hurt you has no insurance, flees the scene, or has too little coverage, you may be able to claim under the uninsured or underinsured motorist coverage on your own auto policy. That claim is made against your own insurer, which may dispute it, so speak with a lawyer before settling or signing a release.

Motorcycle accident victims in California can recover compensation even if they were partly at fault, under pure comparative negligence. Riders have the same rights as drivers (CVC § 21200). You generally have two years to file (CCP § 335.1). Wear protective gear, preserve evidence, and consult a lawyer before accepting any settlement.

Rideshare accidents in California involve complex layers of insurance—the driver's personal policy and Uber or Lyft's commercial policy. You can recover compensation as a passenger, driver, or third party. You generally have two years to file (CCP § 335.1). Report the crash in the app and consult a lawyer promptly.

Pedestrians injured by drivers in California can recover compensation even if they were partly at fault, under pure comparative negligence. Drivers must yield to pedestrians in crosswalks (CVC § 21950). You generally have two years to file (CCP § 335.1). Seek medical care and preserve evidence immediately.

Cyclists in California have the same rights and responsibilities as drivers (CVC § 21200). If a driver's negligence injures you, you can recover compensation for medical bills, lost wages, and pain and suffering. You generally have two years to file (CCP § 335.1). Preserve evidence and speak to a lawyer promptly.

E-scooter accident victims in California can recover compensation from a negligent driver, the scooter company for defective equipment, or a property owner for hazardous conditions. You generally have two years to file (CCP § 335.1). Preserve evidence and consult a lawyer before accepting any settlement.

E-bike accident victims in California can recover compensation from a negligent driver, manufacturer, or property owner. E-bike riders have similar rights to cyclists (CVC § 21200). You generally have two years to file (CCP § 335.1). Preserve evidence and consult a lawyer promptly.

Rear-end collisions are often presumed to be the trailing driver's fault, but insurers still dispute injury severity and causation. Under California law, the rear driver is typically negligent, yet you must still prove your damages. Seek prompt medical care, preserve dashcam and witness evidence, and consult a lawyer before accepting the insurer's first offer.

T-bone (side-impact) collisions often cause serious injuries at intersections. Liability usually turns on who had the right-of-way. Under California law, a driver who runs a red light or stop sign is typically at fault. Gather police reports, traffic-camera footage, and witness statements, and speak to a lawyer before accepting any settlement.

If you are injured in a hit-and-run in California, you can still recover compensation through your own uninsured motorist (UM) coverage, even if the at-fault driver is never found. Report the crash to police within 24 hours and notify your insurer promptly. An attorney can identify every available coverage source.

If a drunk or impaired driver injured you in California, you can pursue compensation for medical bills, lost wages, and pain and suffering—and potentially punitive damages. A criminal DUI conviction is strong evidence in your civil claim. Preserve police records and contact a lawyer promptly.

If a loved one was killed in a car accident in California, eligible family members may bring a wrongful death claim, and the estate may bring a separate survival claim. The deadline is generally two years from the date of death (CCP § 335.1). Avoid recorded statements to any insurer, and act early so key evidence is preserved.

If you were hurt in a head-on collision in California, the driver who crossed into your lane may be legally responsible, because drivers generally must stay on the right half of the road. Fault still depends on the evidence, including vehicle data, skid marks, and video, so acting quickly to preserve it matters.

After a rollover in California, responsibility may fall on more than the driver. A manufacturer, tire maker, repair shop, another driver, or a road owner may share fault depending on the facts. Keep the vehicle and its event data recorder out of salvage, because that evidence often decides whether a defect or another cause can be proven.

A driver who causes a crash while texting or using a phone in violation of California law may be held responsible for the injuries. Violating a safety statute can support a presumption of negligence. Proving distraction usually depends on records such as phone data, app activity, vehicle logs, and video, which can be lost quickly.

Fault in a parking lot crash is often disputed because lots lack clear lane rules, and insurers may push a 50/50 split. Under California's pure comparative fault rule, your compensation is reduced by your share of blame. A property owner may also share responsibility for unsafe design or poor lighting, and lot camera footage is often erased quickly.

Slip and fall victims in California can recover compensation if the property owner knew or should have known of the dangerous condition. You generally have two years to file (CCP § 335.1). Report the incident, photograph the hazard, seek medical care, and consult a lawyer before speaking to the insurer.

California follows strict liability for dog bites (Civ. Code § 3342)—the owner is liable even if the dog never bit anyone before. You generally have two years to file (CCP § 335.1). Seek medical care, report the bite, photograph injuries, and consult a lawyer promptly.

Negligent security victims in California can recover compensation if a property owner failed to provide reasonable security and that failure led to an assault or injury. You generally have two years to file (CCP § 335.1). Report the incident, preserve evidence, and consult a lawyer promptly.

Burn injury victims in California can recover compensation for medical expenses, reconstructive surgery, lost wages, and pain and suffering. You generally have two years to file (CCP § 335.1). Seek immediate medical care, preserve evidence of the cause, and consult a lawyer promptly.

Swimming pool accident victims in California can recover compensation from a negligent property owner or operator for inadequate supervision, fencing, or maintenance. You generally have two years to file (CCP § 335.1). Seek medical care, preserve evidence, and consult a lawyer promptly.

Carbon monoxide poisoning victims in California can recover compensation from a property owner, landlord, or manufacturer for faulty detectors, heaters, or ventilation. You generally have two years to file (CCP § 335.1). Seek medical care immediately and consult a lawyer promptly.

If you were hurt in your apartment because a landlord or property manager failed to repair a hazard they knew about, or should have known about, you may have a personal injury claim in California. Landlords must keep rentals habitable and use reasonable care, and tenants are generally protected from retaliation for speaking up.

If a dangerous road condition on public property caused your crash, you may be able to bring a claim against the responsible public entity. California generally requires a written government claim within six months of the incident before you can sue, so the deadline is much shorter than for most injury cases. Act quickly to protect your rights.

Elder abuse victims in California can recover compensation for physical, emotional, or financial abuse under the Elder Abuse and Dependent Adult Civil Protection Act. You generally have two years to file (CCP § 335.1). Report abuse to authorities and consult a lawyer immediately.

Bedsores (pressure ulcers) in a California nursing home are often evidence of neglect. Victims can recover compensation for medical care, pain and suffering, and wrongful death. You generally have two years to file (CCP § 335.1). Document the wounds and consult a lawyer immediately.

Nursing home fall victims in California can recover compensation if the facility failed to provide adequate supervision, fall-prevention measures, or care. You generally have two years to file (CCP § 335.1). Document the injuries and consult a lawyer immediately.

Nursing home sepsis victims in California can recover compensation if the facility's neglect led to an untreated infection. Sepsis is often fatal. You generally have two years to file (CCP § 335.1). Document the condition and consult a lawyer immediately.